Access to advice remains a major concern for Financial Planners four years into Pension Freedoms, according to new research.

More needs to be done to promote the value of Financial Planning advice to potential clients, an adviser survey has indicated.

Seasoned executive Andy Smart is to take over from Christopher Rodrigues as chairman of Openwork Holdings, the parent of 3,900-adviser network Openwork.

Retirement solutions and platform provider Embark is planning a tie-up with Openwork, one of the UK’s largest adviser networks, which will see Embark's new Advance platform become the lead supplier to Openwork’s 2,000 advisers for five years until 2026.