Nearly three-quarters (74%) of over-45s have failed to seek help with retirement planning from a financial adviser, either together or on their own, according to new research.

Mortgage and protection business Just Mortgages, part of the Openwork network, is to launch a new wealth division in January called Just Wealth.

Openwork, one of the biggest financial advice networks with 4,000 advisers in the UK, has urged insurance and banking workers facing redundancy to turn to the financial advice sector for job opportunities.

Openwork, one of the biggest financial advice networks with 4,000 advisers in the UK, is launching its first Graduate Wealth Pathway trainee scheme.