I am a great believer in applying logic and common sense to situations and avoiding panic. Unless you are in a burning house panicking probably never really helped anyone at anytime and even in a burning house I’m not so sure it would help.

Unusually, a story from the professional bodies provoked a bit of controversy this week.

Last weekend I went out to a restaurant for dinner for the first time in four months. It was fabulous. I’d forgotten what a pleasure it was to be served good food in a decent restaurant. I’d also forgotten how much it costs. Ouch!

This year, at least since March for obvious reasons, has been a wipe-out for Financial Planner events culminating in the postponement of the Personal Finance Society’s much-anticipated Festival of Financial Planning.