He helped grow Embark to $42bn in client assets before leaving the platform and SIPP provider following its sale to Lloyds last year.
Mr Smith is also currently non-executive chairman of fintech BEIQ and Kore Labs.
Other previous roles include managing director at Barclays Wealth as well as senior executive positions at Fortis Investments, Arthur Andersen, Prudential M&G.
Ken Davy, non-executive chair at Fintel, said: "I am delighted to welcome Phil to the Fintel Board. He brings a wealth of business transformation and industry experience and will complement the range of skills we currently have on the Board. We all look forward to working with Phil."
AIM-listed Fintel owns adviser data provider Defaqto and adviser support firm SimplyBiz.
The fintech’s net cash position for the year ended 31 December was £2.6m.
The firm reported net debt of £19.4m in 2020.
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