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The FCA has quietly signalled the end to its Covid-friendly policies of patience, extended deadlines and generally a lighter touch.

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The money laundering regulations are supposed to be a dull but routine part of financial services business, as any Financial Planner will attest.

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The unexpected resignation today of under fire CII CEO Sian Fisher is neither the end of the story for the Personal Finance Society, nor realistically even a solution to the crisis that has beset both the CII and PFS in recent times.

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No day is ever the same - our clients are different; their needs and goals are different; their circumstances are different and often subject to change with little or no warning.

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The fall in life expectancy for men, revealed this week by ONS, was perhaps not such a big surprise given that more than 130,000 people have sadly lost their lives to Covid-19 over the past 18 months.

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The next generation of Financial Planners is at last coming from a wider range of backgrounds, including graduate entry and that, mostly, is a very good thing.

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I have to confess to being in two minds about the key announcement from the Government this week about the rise in National Insurance and dividend taxation, ostensibly to pay for social care.

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Trust is a critical concept in what we do as Financial Planners but is often hard to define.

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In the race to rebrand, go digital, attract private equity, embrace artificial intelligence, adopt ESG - and all the other modern trends - it’s often forgotten that what really matters to most clients is for their provider or adviser to be around for the long term.

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There is a lot more to Financial Planning than adding up numbers or inputting data into a cashflow modeller.

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