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On 7 September 1970 (50 years ago today) I stepped into Sun Life’s offices at 107 Cheapside in the City of London for the first time and started out on a voyage of discovery in the world of pensions and financial services.

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News this week that the Government will press ahead with plans to push up the age for accessing the Pension Freedoms from 55 to 27 by 2028 will have surprised some and disappointed many.

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Over the past few months, I have seen and heard various people talking about the things that have helped them through these challenging times as the world as we know it changes around us.

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My new car can drive itself. When driving past Stonehenge last week, in the usual stop-start traffic caused by the heritage site rubberneckers, I flicked on 'autopilot.'
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Eagle-eyed Budget and Treasury watchers are well aware that what appear to be small or insignificant changes made by Chancellors or ministers can often have huge ramifications in subsequent years.

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Financial Ombudsman Service data shows 1,635 new complaints were received about financial advisers in the 2019 to 2020 financial year, down a bit from 1,915 in 2018 to 2019, the PFS chief executive writes in his latest column for Financial Planning Today Magazine (July/Aug issue).

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If you mention the acronyms FNZ, GBST and CMA to the average person on the Clapham Omnibus you would get a puzzled look and yet this story has profound implications for UK investors, for the platform sector and in reality for most of the UK population.

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I am a great believer in applying logic and common sense to situations and avoiding panic. Unless you are in a burning house panicking probably never really helped anyone at anytime and even in a burning house I’m not so sure it would help.

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Unusually, a story from the professional bodies provoked a bit of controversy this week.

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Last weekend I went out to a restaurant for dinner for the first time in four months. It was fabulous. I’d forgotten what a pleasure it was to be served good food in a decent restaurant. I’d also forgotten how much it costs. Ouch!

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