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On 2 April, I celebrated my 72nd birthday. It was a joyful day with my wife and daughters spent at our rustic New England home overlooking a pond. 

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The events of the last few weeks have impacted just about every aspect of everyday living – including the world of pensions.

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In one fell swoop the Chancellor has changed the rules of the game for the self-employed.

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Eighteen months ago PIMFA refurbished our offices in City Road, necessitating a six-week work-from-home programme for our entire team. 

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What a week! Comic book fans might be forgiven for thinking we’ve woken up in Bizarro World. Life is not quite normal right now.
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Millennials are wired differently from us Gen X and Baby Boomers. 

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We will soon know if higher and top rate pensions savings tax relief is cut in the Budget. The Treasury says this would save £10bn per year and justify it on the grounds of fairness.  This justification is flawed.

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As we head towards another Budget and tax year end, we are yet again considering the impact that the Pension Freedoms are having on those retiring now and in the future.

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It is human nature that when we are asked to give an opinion or to answer a question that what we say in response has positive connotations, that is we want to be able to help and where possible give good news, writes Certified Financial Planner and Chartered Wealth Manager John Rook. 

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Our business has a head office in Cranleigh, Surrey, which is the largest village in England; at least it's one of several in England claiming to be the largest. 

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