I’m assuming that many of you have been in financial services/planning/advice for many years. It’s easy to get desensitised to the jargon, language and mental constructs that pervade our industry.

The whole ‘Chartered Body Alliance’ thing seems to have come out of nowhere to me. Clearly it has been brewing for a while and I think that it is a good thing for financial services.

It’s all too easy to become distracted by the hysteria of presidents, prime ministers, politics and performance in this busy start to 2017.

It only feels like a moment ago that we entered 2016. Both personally and professionally it's been quite a year.