Until now Financial Planners have treated the threat from robo-advisers as a limited one - and they have been right to do so - but that attitude may need to change, according to a recent report.

There is a common mis-conception that Defined Benefit transfers are the scourge of society, an inherent evil that must be stamped out. This is far from true.

“Will you still need me, will you still feed me. When I'm 64.” 

The move to Strong Customer Authentication in the online financial world is a topic few are getting excited about but it will change life profoundly for most people in the UK.