There was a stark reminder this week that the cost of economic crime is hitting everyone in the pocket and financial advisory firms will be no exception.

There is no getting away from the fact that the plans to launch Pensions Dashboards are in trouble with news this week that the Pensions Minister Laura Trott has stepped in to “reset” the timetable.

There was a time when retirement was a line in the sand. You retired from your job, received a carriage clock from your employer and headed off into your sunset years with a decent pension and plans to play a bit more golf or do some DIY.

Amid a sea of gloomy news - zero growth anyone? - it was cheering to see this week that global Financial Planner numbers are on the rise.