Claire Trott: The dangers of default decumulation processes

In the final report of its inquiry into pension freedom and choice, the Work and Pensions Committee calls for a simple package of measures to create better informed, more engaged pensions savers – and offer a default decumulation pathway to protect the less engaged.

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Claire Trott: Why contingent charging can be right for some

 

There isn’t anything wrong with a defined benefit transfer for the right person at the right time for the right reasons, but it is a complex decision. So rightly, I believe, there is the advice requirement but this can cause issues for those that can’t afford to pay for advice.

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Experts welcome potential ban on DB transfer contingent charging

FCA plans to ban contingent charging on pension transfers have been broadly welcomed by industry experts.

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Trott: I want return to Pensions Simplification

We are coming up to 12 years since the introduction of pension simplification and although it seemed at the time not to solve or simplify much I would go back to that day in a heartbeat.

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