Organised crime groups led by married couples or families are running pension scams worth millions of pounds, according to The Pensions Regulator.

Crooks will always target pensions - that's a given - but that should not deter us from applauding the significant progress made this week in tackling scammers with a new law banning pension cold calling.

Experts have hailed the onset of a ban on pensions cold calling which came into force today.

The number of consumers taking action over concerns they have been hit by a pension scam - or are at risk - has rocketed following an FCA and TPR-backed campaign.