Only 18% of renting households are on track for a moderate retirement income - a 2% decrease year-on-year, according to the HL Savings and Resilience barometer.

Less than two-fifths (36%) of average retirement income before tax is provided by private and working pensions, according to a new report.

Only 39% of pension savers are on track for a moderate retirement income of £23,300 a year.

One in three (35%) Britons expect to face hardship in retirement, according to a new report.