<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/aviva-calls-on-industry-to-end-pension-liberation</loc>
    <lastmod>2013-11-01T11:28:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/one-in-five-women-over-40-depend-on-partner-for-pension</loc>
    <lastmod>2013-11-01T11:53:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/europe-and-indian-funds-rebound-in-october</loc>
    <lastmod>2013-11-01T12:47:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-biotech-fund-to-target-innovative-global-healthcare-firms</loc>
    <lastmod>2013-11-01T12:58:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nucleus-cuts-charges-on-portfolios-over-500-000</loc>
    <lastmod>2013-11-04T11:45:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cash-isa-transfers-to-stocks-and-shares-isa-treble-in-october</loc>
    <lastmod>2013-11-04T11:57:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/7-in-10-young-adults-receive-money-from-parents</loc>
    <lastmod>2013-11-04T12:33:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/brooks-macdonald-and-humberside-ifa-firm-form-alliance</loc>
    <lastmod>2013-11-04T12:52:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/uk-economy-to-grow-by-1-4-in-2013-and-2-in-2014</loc>
    <lastmod>2013-11-05T07:55:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/planners-being-urged-to-back-ifp-s-financial-planning-week-2014</loc>
    <lastmod>2013-11-05T13:39:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/more-cash-more-holidays-for-most-britons</loc>
    <lastmod>2013-11-06T08:36:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/global-census-shows-record-2-170-billionaires-worldwide</loc>
    <lastmod>2013-11-06T08:40:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/mas-to-fund-free-debt-advice-in-england-and-wales</loc>
    <lastmod>2013-11-07T08:34:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/record-adviser-sales-push-axa-s-platform-assets-above-7bn</loc>
    <lastmod>2013-11-07T08:37:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/axa-wealth-trims-architas-fund-charges-for-elevate-users</loc>
    <lastmod>2013-11-07T16:14:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/uk-s-first-isa-millionaire-explains-how-he-did-it</loc>
    <lastmod>2013-11-08T08:54:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/families-shun-difficult-financial-conversations-says-new-research</loc>
    <lastmod>2013-11-08T15:34:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/3-7m-contact-mas-in-second-quarter-2013</loc>
    <lastmod>2013-11-08T15:42:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/devere-group-buys-asian-financial-planning-firm</loc>
    <lastmod>2013-11-08T15:50:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/investor-confidence-is-at-9-year-high-says-hl</loc>
    <lastmod>2013-11-11T09:01:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/blackrock-appoints-citi-s-rachel-lord-as-head-of-ishares-emea</loc>
    <lastmod>2013-11-11T14:46:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/uk-corporate-pension-scheme-deficits-fall-in-october-by-35bn</loc>
    <lastmod>2013-11-11T14:50:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/world-s-fund-managers-see-assets-recover-to-previous-peaks</loc>
    <lastmod>2013-11-11T14:56:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/consumers-value-independent-financial-advice-says-new-survey</loc>
    <lastmod>2013-11-12T09:09:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cpi-inflation-drops-to-2-2-in-year-to-october</loc>
    <lastmod>2013-11-12T13:41:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/standard-life-to-review-fund-supermarket-platforms</loc>
    <lastmod>2013-11-13T08:45:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/rugby-legend-will-greenwood-backs-financial-planning-week-launch</loc>
    <lastmod>2013-11-13T08:50:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-appoints-rees-adams-as-first-director-of-professional-standards</loc>
    <lastmod>2013-11-13T09:07:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fpsb-reaffirms-vision-for-150-000-strong-global-financial-planning-profession</loc>
    <lastmod>2013-11-13T09:15:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/abi-s-thoresen-radical-reform-of-retirement-market-is-needed</loc>
    <lastmod>2013-11-14T09:01:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/charles-stanley-acquires-passive-specialist-evercore-pan-asset</loc>
    <lastmod>2013-11-14T10:38:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/planner-clients-more-risk-averse-in-2013-says-report</loc>
    <lastmod>2013-11-15T11:28:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fos-chief-ombudsman-ceeney-steps-down-after-4-years</loc>
    <lastmod>2013-11-15T12:05:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/aberdeen-snaps-up-swip-in-650m-deal</loc>
    <lastmod>2013-11-18T09:16:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/countdown-under-way-to-financial-planning-week-2013</loc>
    <lastmod>2013-11-18T13:39:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/russell-investments-acquires-two-ifa-networks</loc>
    <lastmod>2013-11-19T10:39:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/capita-to-close-down-loss-making-sipp-admin-arm</loc>
    <lastmod>2013-11-19T12:15:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/global-wealth-firm-raymond-james-expands-into-kent</loc>
    <lastmod>2013-11-19T15:31:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/susan-sneddon-appointed-alliance-trust-savings-marketing-director</loc>
    <lastmod>2013-11-19T15:36:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-halts-suspected-london-based-boiler-room-wealth-operation</loc>
    <lastmod>2013-11-19T16:10:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/1-in-5-couples-aged-40-avoid-retirement-planning</loc>
    <lastmod>2013-11-20T08:57:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/platforms-sector-moves-into-profit-for-first-time-says-consultancy</loc>
    <lastmod>2013-11-20T09:10:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/axa-wealth-shakes-up-adviser-service-with-major-changes</loc>
    <lastmod>2013-11-20T09:16:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/standard-life-wealth-moves-to-standard-life-investments</loc>
    <lastmod>2013-11-20T16:10:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-scottish-conference-2013-wins-acclaim-for-quality</loc>
    <lastmod>2013-11-20T16:47:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/social-media-to-be-heavily-used-for-financial-planning-week-2013</loc>
    <lastmod>2013-11-21T09:02:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/iht-advice-opportunity-for-non-domiciled-uk-clients</loc>
    <lastmod>2013-11-21T09:15:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ebi-launches-investment-rebalancing-service-for-advisers</loc>
    <lastmod>2013-11-21T15:03:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/personal-touch-launches-new-wealth-management-panels</loc>
    <lastmod>2013-11-21T15:25:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-makes-final-preparations-for-financial-planning-week-2013</loc>
    <lastmod>2013-11-22T08:43:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/britons-start-realistic-retirement-planning-at-48</loc>
    <lastmod>2013-11-22T08:56:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/consumers-plan-for-christmas-but-fail-to-plan-for-life</loc>
    <lastmod>2013-11-22T09:20:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-welcomes-independent-inquiry-into-co-op-bank</loc>
    <lastmod>2013-11-22T16:39:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-week-2013-is-under-way</loc>
    <lastmod>2013-11-25T08:32:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planners-open-their-doors-nationwide</loc>
    <lastmod>2013-11-25T16:03:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-seeking-new-rules-on-dealing-commission-for-investment-managers</loc>
    <lastmod>2013-11-25T17:19:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bsi-calls-for-a-third-way-on-financial-regulation</loc>
    <lastmod>2013-11-26T08:22:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/consumers-reveal-growing-fears-about-economic-climate</loc>
    <lastmod>2013-11-26T14:39:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/demand-for-financial-advisers-is-up-post-rdr</loc>
    <lastmod>2013-11-26T14:55:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-fines-sei-investments-europe-900k-for-client-money-breaches</loc>
    <lastmod>2013-11-26T15:16:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/axa-s-elevate-to-offer-only-clean-share-classes-from-april</loc>
    <lastmod>2013-11-27T09:24:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-services-execs-struggling-with-ethical-conduct-says-report</loc>
    <lastmod>2013-11-27T09:35:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/most-britons-unaware-of-financial-planning-benefits</loc>
    <lastmod>2013-11-27T12:31:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/women-in-south-east-are-uk-s-biggest-savers-and-outsave-men</loc>
    <lastmod>2013-11-28T09:00:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/vanguard-launches-index-to-measure-value-of-fee-based-advisers</loc>
    <lastmod>2013-11-28T09:21:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planner-free-surgeries-proving-a-hit-with-public</loc>
    <lastmod>2013-11-28T15:58:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/get-ready-for-live-tweet-chat-on-financial-planning-week</loc>
    <lastmod>2013-11-28T16:48:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hugo-thorman-to-become-ascentric-executive-chairman</loc>
    <lastmod>2013-11-29T15:30:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hargreaves-warns-of-financial-cost-of-scottish-independence</loc>
    <lastmod>2013-11-29T15:45:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-week-2013-a-resounding-success</loc>
    <lastmod>2013-12-02T12:50:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/insight-analysis/inspiring-consumers-to-plan-their-financial-future</loc>
    <lastmod>2013-11-16T16:15:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/ifp-represents-uk-at-global-financial-planning-conference</loc>
    <lastmod>2013-11-11T15:33:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/using-social-media-to-reach-out-to-thousands-of-consumers</loc>
    <lastmod>2013-11-11T15:36:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/financial-planning-week-2013-calling-all-cfpcm-professionals</loc>
    <lastmod>2013-11-11T15:37:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/value-of-paraplanning-under-spotlight-for-lancashire-cumbria-members</loc>
    <lastmod>2013-11-11T15:40:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/chester-north-wales-members-discuss-importance-of-client-review-process</loc>
    <lastmod>2013-11-11T15:42:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/what-does-it-mean-to-win-the-ifp-s-david-norton-building-excellence-award</loc>
    <lastmod>2013-11-11T15:43:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/bristol-branch-welcomes-three-speakers-who-share-expertise-on-older-clients</loc>
    <lastmod>2013-11-11T15:47:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/ifp-boosts-support-for-paraplanners</loc>
    <lastmod>2013-11-11T15:58:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-member-news/important-to-check-and-keep-cpd-records</loc>
    <lastmod>2013-11-11T16:38:18+00:00</lastmod>
  </url>
</urlset>
