<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/afh-buys-cornish-financial-planning-firm-and-pushes-assets-to-900m</loc>
    <lastmod>2014-11-03T09:54:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/1-in-3-retirees-experiences-worsening-health-with-5-years-of-retirement</loc>
    <lastmod>2014-11-03T12:22:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/24m-to-get-personal-tax-summaries-sent-annually</loc>
    <lastmod>2014-11-03T12:32:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/curtis-banks-pointon-york</loc>
    <lastmod>2014-11-03T15:09:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/6-7m-now-paying-into-private-pensions-says-dwp</loc>
    <lastmod>2014-11-04T10:25:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/rlam-appoints-kames-hillier-as-cio-in-expansion-move</loc>
    <lastmod>2014-11-04T12:30:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/more-than-35-firms-to-offer-free-financial-planning-surgeries</loc>
    <lastmod>2014-11-04T12:43:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/isa-reforms-aid-wealth-firm-s-platform-to-produce-best-quarter-sales</loc>
    <lastmod>2014-11-05T09:42:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/trio-of-ex-directors-fined-nearly-1m-by-fca</loc>
    <lastmod>2014-11-05T10:29:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-twitter-crackdown-plans-to-move-ahead-tomorrow</loc>
    <lastmod>2014-11-05T11:09:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/poll-shows-ifp-annual-conference-succeeded-in-its-ambitions</loc>
    <lastmod>2014-11-06T09:26:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/european-etf-assets-more-than-double</loc>
    <lastmod>2014-11-06T10:18:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/compensation-to-clients-of-failed-adviser-firms-nearly-at-1billion</loc>
    <lastmod>2014-11-06T11:20:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/under-one-month-s-income-is-all-savings-amount-to-for-third-of-population</loc>
    <lastmod>2014-11-07T07:58:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bank-rate-s-record-stability-closing-on-the-six-year-mark</loc>
    <lastmod>2014-11-06T12:14:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/money-advice-service-says-it-will-have-20m-users-next-year</loc>
    <lastmod>2014-11-07T08:32:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hargreaves-cuts-wealth-150-to-84-funds-lowest-ever</loc>
    <lastmod>2014-11-07T09:19:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pensions-firm-reports-annuity-sales-have-plummeted-59</loc>
    <lastmod>2014-11-10T09:29:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nearly-60-free-financial-planning-surgeries-announced</loc>
    <lastmod>2014-11-10T10:35:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-look-to-gain-more-qualifications-post-budget</loc>
    <lastmod>2014-11-10T12:08:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/firm-announces-new-sipp-to-be-launched</loc>
    <lastmod>2014-11-10T12:19:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-retail-platform-offering-flexi-access-drawdown-and-isa-to-launch</loc>
    <lastmod>2014-11-11T09:54:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-guides-for-advisers-launched-to-aid-with-reforms</loc>
    <lastmod>2014-11-11T10:28:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-corporate-member-director-lands-abi-role</loc>
    <lastmod>2014-11-11T10:40:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-imposes-record-fines-of-1-1bn-on-five-banks</loc>
    <lastmod>2014-11-12T07:58:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/paraplanners-to-assemble-for-latest-powwow-in-london</loc>
    <lastmod>2014-11-12T00:00:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nest-launches-new-time-saving-tool-to-help-advisers-with-auto-enrolment</loc>
    <lastmod>2014-11-12T11:09:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/average-adviser-fees-drop-14-since-2013</loc>
    <lastmod>2014-11-12T12:19:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pensions-firm-reports-13-earnings-rise-for-latest-quarter</loc>
    <lastmod>2014-11-13T09:39:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/twitter-crackdown-plans-prompt-scores-of-letters-to-fca</loc>
    <lastmod>2014-11-13T10:12:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-could-foot-the-bill-for-auto-enrolment-fines</loc>
    <lastmod>2014-11-13T11:24:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pension-reforms-increase-need-to-protect-consumers-fca-chief</loc>
    <lastmod>2014-11-13T11:54:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-report-surge-in-clients-seeking-pension-help</loc>
    <lastmod>2014-11-14T09:39:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/automated-advice-is-no-substitute-for-human-adviser</loc>
    <lastmod>2014-11-14T10:44:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/major-victories-in-corporate-tax-avoidance-crackdown</loc>
    <lastmod>2014-11-14T11:51:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/consumer-watchdog-blasts-unacceptable-investment-charges</loc>
    <lastmod>2014-11-17T09:36:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/consumer-complaints-changes-to-be-made-by-regulator</loc>
    <lastmod>2014-11-17T10:35:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/leading-paraplanner-backs-minimum-professional-standard</loc>
    <lastmod>2014-11-17T10:45:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-advisory-firm-hit-with-560k-fca-fine</loc>
    <lastmod>2014-11-17T10:55:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-week-pr-expert-tells-planners-how-to-make-an-impact</loc>
    <lastmod>2014-11-18T07:49:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/dozens-of-free-surgeries-confirmed-for-financial-planning-week</loc>
    <lastmod>2014-11-18T09:06:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/inflation-rate-increases-in-the-year-to-october</loc>
    <lastmod>2014-11-18T09:49:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/revolution-in-pensions-lures-abi-chief-to-nest</loc>
    <lastmod>2014-11-18T10:19:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/intelliflo-founder-hands-over-chief-executive-role</loc>
    <lastmod>2014-11-19T09:41:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisory-firm-reports-big-change-in-pension-sale-trends</loc>
    <lastmod>2014-11-19T10:48:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nine-year-life-expectancy-gap-in-british-regions-revealed</loc>
    <lastmod>2014-11-19T12:10:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/regulators-fine-rbs-56m-for-major-it-failures</loc>
    <lastmod>2014-11-20T08:07:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nearly-300-000-small-firms-won-t-seek-auto-enrolment</loc>
    <lastmod>2014-11-20T09:16:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-corporate-member-hires-new-new-executive-manager</loc>
    <lastmod>2014-11-20T09:30:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-knowledge-lacking-director-says-ahead-of-ifp-campaign</loc>
    <lastmod>2014-11-20T09:48:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-week-helped-us-gain-new-long-term-clients</loc>
    <lastmod>2014-11-21T08:06:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ukip-success-may-spark-market-volatility-advisory-firm-warns</loc>
    <lastmod>2014-11-21T09:42:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-chief-departs-to-take-charge-of-the-pensions-regulator</loc>
    <lastmod>2014-11-21T10:32:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/134m-pension-liberation-schemes-shut-down</loc>
    <lastmod>2014-11-21T15:05:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/aviva-looks-set-to-takeover-friends-life</loc>
    <lastmod>2014-11-24T09:14:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-week-gets-underway</loc>
    <lastmod>2014-11-24T10:12:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/wealth-management-firm-continues-expansion-with-new-office</loc>
    <lastmod>2014-11-24T11:28:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/the-name-scottish-life-becomes-a-thing-of-the-past</loc>
    <lastmod>2014-11-24T11:54:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-week-is-about-putting-people-back-in-control</loc>
    <lastmod>2014-11-24T16:33:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-services-tech-firm-ranked-fastest-growing-in-new-league</loc>
    <lastmod>2014-11-25T09:46:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/automated-advice-has-key-role-to-play-says-ifp-board-member</loc>
    <lastmod>2014-11-25T11:03:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/savers-to-avoid-costly-fines-due-to-pension-reform-u-turn</loc>
    <lastmod>2014-11-25T12:19:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/inspiring-advisers-and-ifp-strike-membership-deal</loc>
    <lastmod>2014-11-26T09:13:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-guidance-service-could-be-more-than-one-session</loc>
    <lastmod>2014-11-26T10:13:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/banks-fined-over-1bn-for-investment-advice-and-pensions-mis-selling</loc>
    <lastmod>2014-11-26T10:58:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/under-a-fortnight-until-key-ifp-event-takes-place</loc>
    <lastmod>2014-11-27T09:23:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/double-screening-of-financial-planner-s-film-to-mark-ifp-campaign</loc>
    <lastmod>2014-11-27T10:12:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-gives-advisers-50-reduction-for-pensions-guidance-levy</loc>
    <lastmod>2014-11-27T12:06:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/parmenion-agrees-tie-up-with-financial-planning-firm</loc>
    <lastmod>2014-11-28T09:49:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifp-plans-to-boost-consumer-trust-discussed-with-the-fca</loc>
    <lastmod>2014-11-28T10:10:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pensions-guidance-service-set-up-like-replacing-gps-with-first-aiders</loc>
    <lastmod>2014-11-28T12:37:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bank-rate-s-record-stability-closing-on-the-six-year-mark-1</loc>
    <lastmod>2014-12-04T12:30:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/under-a-fortnight-until-key-ifp-event-takes-place-1</loc>
    <lastmod>2014-12-05T10:54:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/record-bank-rate-stability-nears-the-six-year-mark</loc>
    <lastmod>2015-01-08T12:16:58+00:00</lastmod>
  </url>
</urlset>
