<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planners-alerted-to-scottish-tax-change-affecting-nearly-3-million</loc>
    <lastmod>2015-12-01T09:30:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-firm-s-apprentice-beat-cancer-to-gain-promotion</loc>
    <lastmod>2015-12-01T09:35:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/frustrated-paraplanners-set-about-creating-new-professional-standard</loc>
    <lastmod>2015-12-01T12:01:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/football-style-premier-league-of-pensions-coming</loc>
    <lastmod>2015-12-02T09:50:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ex-ifp-director-lands-new-role-with-beaufort</loc>
    <lastmod>2015-12-02T11:22:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/2-in-3-workers-to-stay-in-a-job-after-65</loc>
    <lastmod>2015-12-02T12:21:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cisi-and-ifp-branches-set-for-transitional-year</loc>
    <lastmod>2015-12-03T10:00:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ex-henderson-and-l-g-bosses-move-to-defaqto</loc>
    <lastmod>2015-12-03T09:25:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-must-cater-for-hnw-clients-with-mobile-online-access</loc>
    <lastmod>2015-12-03T09:51:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/tax-adviser-helped-household-names-evade-over-6m</loc>
    <lastmod>2015-12-04T09:21:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/jupiter-hires-top-asian-income-specialist-to-launch-new-fund</loc>
    <lastmod>2015-12-04T09:44:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/robo-advice-risks-wrong-pension-choices-says-md</loc>
    <lastmod>2015-12-04T11:04:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/robo-advice-risks-wrong-pension-choices-says-md-1</loc>
    <lastmod>2015-12-04T11:04:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/capital-adequacy-changes-fca-issues-new-sipps-document</loc>
    <lastmod>2015-12-04T16:19:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/octopus-expands-team-to-support-wealth-management-growth</loc>
    <lastmod>2015-12-07T09:23:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/over-50-of-men-collecting-state-pension-to-be-worse-off-by-2030</loc>
    <lastmod>2015-12-07T09:58:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-firm-sets-up-new-office-after-hiring-rival-s-trio</loc>
    <lastmod>2015-12-07T11:02:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/tallest-skyscraper-in-city-planned-for-aviva-site</loc>
    <lastmod>2015-12-07T12:55:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-gives-savers-lowdown-on-lowest-isa-interest-rates</loc>
    <lastmod>2015-12-08T09:15:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/rathbones-appoints-ex-ashcourt-rowan-ceo-as-head-of-financial-planning</loc>
    <lastmod>2015-12-08T09:19:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ombudsman-plans-to-freeze-case-fees-again</loc>
    <lastmod>2015-12-08T09:55:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/gordon-brown-becomes-adviser-to-investment-firm</loc>
    <lastmod>2015-12-08T10:16:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-scottish-conference-begins-today</loc>
    <lastmod>2015-12-08T11:40:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/firms-fca-capital-requirements-to-be-doubled-from-june</loc>
    <lastmod>2015-12-08T12:24:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/finance-jobs-outlook-is-the-brightest-it-has-been-for-three-years-says-the-manpower-employment-outlook-survey</loc>
    <lastmod>2015-12-09T09:28:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/five-wealth-managers-may-face-fca-probe</loc>
    <lastmod>2015-12-09T10:31:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/uk-overtakes-australia-as-world-number-one-for-paraplanning</loc>
    <lastmod>2015-12-09T10:31:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/old-mutual-wealth-hires-pensions-specialist-from-scottish-widows</loc>
    <lastmod>2015-12-15T09:34:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-firm-one-of-five-to-form-new-combined-business</loc>
    <lastmod>2015-12-10T10:07:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/rise-in-income-tax-relief-claimed-by-vct-investors</loc>
    <lastmod>2015-12-10T10:53:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planner-signs-shirt-deal-with-hockey-club</loc>
    <lastmod>2015-12-10T11:50:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-failing-to-market-itself-as-career-for-young</loc>
    <lastmod>2015-12-11T09:33:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/banned-advice-firm-chief-launches-appeal-against-fca</loc>
    <lastmod>2015-12-11T10:29:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/starsuckers-movie-tax-fraud-adviser-convicted-after-2m-theft-attempt</loc>
    <lastmod>2015-12-11T10:49:30+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bbc-radio-pension-expert-lands-cisi-presidential-role</loc>
    <lastmod>2015-12-14T09:08:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fully-digital-tax-service-plans-move-further-ahead</loc>
    <lastmod>2015-12-14T09:44:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-paraplanner-hired-by-jane-smith-financial-planning-in-olney-buckinghamshire-by-nicola-watts</loc>
    <lastmod>2015-12-14T11:43:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-wants-advisers-help-as-it-launches-social-investment-probe</loc>
    <lastmod>2015-12-14T13:02:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/5m-to-be-allowed-to-sell-annuities-from-april-2017</loc>
    <lastmod>2015-12-15T09:26:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/growth-in-female-billionaires-outpaces-males</loc>
    <lastmod>2015-12-15T10:07:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/threadneedle-asset-management-fined-6m</loc>
    <lastmod>2015-12-15T10:41:19+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-qualifications-loom-for-advisers-selling-second-hand-annuities</loc>
    <lastmod>2015-12-15T11:12:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planner-sets-sights-on-new-tech-as-he-hits-30-year-mark</loc>
    <lastmod>2015-12-15T12:15:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cii-new-advice-model-is-needed-and-we-ve-got-one-to-go</loc>
    <lastmod>2015-12-15T12:53:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-wants-investment-manager-views-on-new-eu-rules</loc>
    <lastmod>2015-12-15T14:46:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pilot-for-level-4-financial-planning-exams-set-for-early-2016-roll-out</loc>
    <lastmod>2015-12-16T09:06:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nucleus-chief-we-re-set-for-our-best-ever-results</loc>
    <lastmod>2015-12-16T09:33:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/epoch-wealth-management-gains-accredited-firm-status</loc>
    <lastmod>2015-12-16T09:37:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/compensation-coming-for-clients-of-11-pensions-and-advice-firms</loc>
    <lastmod>2015-12-16T09:49:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/unhappy-adviser-must-pay-fscs-bill-after-complaint-fails</loc>
    <lastmod>2015-12-16T11:00:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-md-fears-big-risks-in-second-hand-annuities</loc>
    <lastmod>2015-12-16T15:39:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/schroders-makes-senior-appointment-from-russell-investments</loc>
    <lastmod>2015-12-17T09:24:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/savers-to-remain-in-doldrums-with-no-us-fed-domino-effect</loc>
    <lastmod>2015-12-17T10:55:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advice-boss-banned-after-inappropriate-2m-client-transfers</loc>
    <lastmod>2015-12-17T11:59:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/treasury-people-to-get-more-than-1-pension-wise-session</loc>
    <lastmod>2015-12-17T12:41:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/live-chat-technical-service-launched-by-pensions-firm</loc>
    <lastmod>2015-12-18T09:19:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bump-in-britain-s-household-wealth-as-total-rises-by-18</loc>
    <lastmod>2015-12-18T10:55:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/we-ll-give-free-robo-advice-for-the-most-vulnerable</loc>
    <lastmod>2015-12-21T06:45:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/mercedes-the-movie-tax-fraud-advisers-get-14-years-in-jail</loc>
    <lastmod>2015-12-18T17:22:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/create-a-smartphone-app-to-help-solve-advice-gap-regulators-told</loc>
    <lastmod>2015-12-21T09:59:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pensions-firm-broadstone-set-to-be-acquired</loc>
    <lastmod>2015-12-21T11:41:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/we-need-to-merge-mas-tpas-and-pension-wise-into-just-1-body</loc>
    <lastmod>2015-12-22T09:23:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/james-hay-boosts-sales-team-with-new-appointments</loc>
    <lastmod>2015-12-22T11:00:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/don-t-heap-all-of-the-absurdly-high-regulator-fees-on-larger-firms</loc>
    <lastmod>2015-12-22T10:34:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-paraplanner-standard-getting-firms-backing-may-be-an-issue</loc>
    <lastmod>2015-12-23T09:59:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-financial-planning-book-examines-clients-and-trust</loc>
    <lastmod>2015-12-23T11:43:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planners-asked-to-help-develop-level-4-exam</loc>
    <lastmod>2015-12-24T09:42:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/platforms-chasing-the-mirage-of-profitability</loc>
    <lastmod>2015-12-24T11:39:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/adviser-body-robo-advice-can-help-bridge-the-gap</loc>
    <lastmod>2015-12-29T09:42:24+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/devastating-retirement-plan-petition-nears-100-000-mark</loc>
    <lastmod>2015-12-29T11:17:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hnw-clients-make-retirement-planning-top-priority</loc>
    <lastmod>2015-12-30T09:52:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-will-be-branded-greedy-financial-planner-fears</loc>
    <lastmod>2015-12-30T11:50:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/facebook-founder-mark-zuckerberg-s-pledge-to-donate-the-equivalent-of-45-billion-of-his-company-s-shares-will-give-a-significant-profile-boost-to-philanthropy-executive-director-at-coutts-says</loc>
    <lastmod>2015-12-31T09:16:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ex-nest-chief-on-new-year-honours-list-for-pension-sector-service</loc>
    <lastmod>2015-12-31T10:44:02+00:00</lastmod>
  </url>
</urlset>
