<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pfs-and-cii-undergo-group-re-branding-with-new-look</loc>
    <lastmod>2017-08-01T08:50:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/music-star-advice-firm-sets-up-expat-financial-planning-service</loc>
    <lastmod>2017-08-01T09:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/7im-reveals-cashflow-modelling-app-link-up-with-intelliflo</loc>
    <lastmod>2017-08-01T10:17:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/create-distinct-suitability-reports-for-insistent-clients-fca</loc>
    <lastmod>2017-08-01T10:39:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/four-ifa-firms-snapped-up-for-a-combined-20-6m</loc>
    <lastmod>2017-08-02T08:35:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/regulator-uses-powers-50-000-times-for-pension-failures</loc>
    <lastmod>2017-08-02T09:02:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hnw-advice-firm-expands-and-hires-ex-rugby-international</loc>
    <lastmod>2017-08-02T09:12:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/dfm-hires-cisi-fellow-as-it-expands-bespoke-hnw-service</loc>
    <lastmod>2017-08-02T09:56:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifs-reveals-how-much-worse-off-women-are-from-state-pension-changes</loc>
    <lastmod>2017-08-02T10:18:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/standard-life-financial-planning-head-partial-db-option-is-a-must</loc>
    <lastmod>2017-08-03T08:37:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/the-holistic-financial-planning-firm-run-by-family-of-4</loc>
    <lastmod>2017-08-03T09:16:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-reveals-clone-of-tilney-being-used-by-fraudsters</loc>
    <lastmod>2017-08-03T09:37:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/tilney-to-acquire-investment-firm-and-162m-assets</loc>
    <lastmod>2017-08-03T09:47:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/satisfaction-with-fca-is-growing-poll-of-2-000-firms</loc>
    <lastmod>2017-08-03T10:25:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-failing-to-communicate-well-on-brexit</loc>
    <lastmod>2017-08-03T10:40:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bank-panel-rejects-interest-rate-rise-to-0-5</loc>
    <lastmod>2017-08-03T11:38:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bold-decisions-needed-for-progress-in-fca-pension-review</loc>
    <lastmod>2017-08-04T08:37:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/nextgen-built-to-flip-planning-profession-on-its-head</loc>
    <lastmod>2017-08-04T09:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/paraplanners-are-financial-planning-assistants-at-chartered-firm</loc>
    <lastmod>2017-08-04T09:16:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/planning-firm-launches-amazon-alexa-update-service</loc>
    <lastmod>2017-08-07T08:52:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/rsmr-adds-2-more-dfms-to-ratings-list</loc>
    <lastmod>2017-08-07T11:13:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chartered-financial-planning-firm-partners-with-investment-selector</loc>
    <lastmod>2017-08-07T11:26:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/planplus-and-finametrica-merge</loc>
    <lastmod>2017-08-07T15:44:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/sanlam-launches-private-office-for-hnw-clients</loc>
    <lastmod>2017-08-08T08:15:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/irwin-mitchell-private-wealth-adds-2-partners</loc>
    <lastmod>2017-08-08T10:39:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/leeds-based-chartered-and-certified-firm-relaunches-brand</loc>
    <lastmod>2017-08-08T11:26:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/more-clients-to-seek-financial-advice-over-brexit-fears</loc>
    <lastmod>2017-08-09T08:59:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-tribunal-confirms-fine-and-ban-for-adviser-network-boss</loc>
    <lastmod>2017-08-09T09:54:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/software-firm-set-up-by-ifa-tops-1bn-mark</loc>
    <lastmod>2017-08-09T11:52:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/sanlam-uk-acquires-158-adviser-tavistock-for-1m</loc>
    <lastmod>2017-08-10T07:48:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/mansfield-ifa-firm-joins-beaufort-group-partnership</loc>
    <lastmod>2017-08-10T08:39:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/prudential-to-create-332bn-m-g-prudential-combined-business</loc>
    <lastmod>2017-08-10T09:11:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/8-6m-are-sharing-family-wealth</loc>
    <lastmod>2017-08-11T08:43:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/police-arrest-man-on-suspicion-of-running-square-mile-boiler-room</loc>
    <lastmod>2017-08-11T10:10:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/abi-attacks-pra-for-increasing-reporting-requirements</loc>
    <lastmod>2017-08-11T10:29:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/succession-sees-profits-up-69-to-2-3m</loc>
    <lastmod>2017-08-11T10:52:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/670bn-standard-life-aberdeen-giant-launches</loc>
    <lastmod>2017-08-14T07:54:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/defaqto-rates-600-income-funds-for-new-service</loc>
    <lastmod>2017-08-14T10:51:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-firm-launches-tool-kit-for-millenials</loc>
    <lastmod>2017-08-14T11:04:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ombudsman-reveals-jump-in-sipp-complaints</loc>
    <lastmod>2017-08-15T06:29:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/two-step-down-as-mattioli-woods-shakes-up-board</loc>
    <lastmod>2017-08-15T07:39:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/45m-have-less-than-a-month-s-salary-saved</loc>
    <lastmod>2017-08-15T11:14:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hl-s-pre-tax-profits-up-21-to-256-8m</loc>
    <lastmod>2017-08-15T11:14:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/over-500-sign-up-for-cii-pension-transfer-course</loc>
    <lastmod>2017-08-15T14:03:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pension-freedoms-and-isas-drive-platform-growth</loc>
    <lastmod>2017-08-16T09:39:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/29-of-pension-funds-showed-no-growth-in-q2</loc>
    <lastmod>2017-08-16T10:18:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ns-i-launches-junior-isa-paying-2</loc>
    <lastmod>2017-08-16T10:31:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/wealth-advice-firm-defends-lpas-and-epas</loc>
    <lastmod>2017-08-16T10:53:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/wealth-management-firm-praised-for-diversity</loc>
    <lastmod>2017-08-16T13:41:34+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/aegon-hires-platform-expert-as-head-of-marketing-comms</loc>
    <lastmod>2017-08-17T10:34:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/royal-london-warns-on-sleep-walking-income-drawdown-clients</loc>
    <lastmod>2017-08-17T13:06:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/finances-of-12m-uk-adults-hit-by-ill-health-or-death</loc>
    <lastmod>2017-08-18T08:09:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/business-as-usual-for-parmenion-despite-mega-merger</loc>
    <lastmod>2017-08-18T11:22:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/tech-firm-to-launch-next-gen-client-adviser-digital-tools</loc>
    <lastmod>2017-08-18T11:37:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-split-on-medium-term-returns-from-uk-equities</loc>
    <lastmod>2017-08-18T12:05:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifa-gets-six-years-for-sipp-con</loc>
    <lastmod>2017-08-18T14:17:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/govt-to-ban-pensions-cold-calling-after-campaign</loc>
    <lastmod>2017-08-19T23:00:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/rathbones-and-smith-williamson-mull-2bn-merger</loc>
    <lastmod>2017-08-21T10:41:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/young-planners-can-win-2k-to-attend-south-africa-conference</loc>
    <lastmod>2017-08-21T11:04:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/46-drop-in-pension-income-for-retirees-in-2017</loc>
    <lastmod>2017-08-21T13:19:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/plsa-urges-govt-to-speed-up-pension-scam-ban</loc>
    <lastmod>2017-08-22T08:54:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ethical-funds-shunned-despite-good-performance</loc>
    <lastmod>2017-08-22T09:28:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/planning-firm-md-writing-novels-helped-me-beat-depression</loc>
    <lastmod>2017-08-22T09:29:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/building-society-offers-financial-planning-to-100-000-members</loc>
    <lastmod>2017-08-22T11:19:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ifa-takes-part-in-everest-of-competitive-sailing</loc>
    <lastmod>2017-08-22T14:37:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/quilter-cheviot-bolsters-biz-development-team-in-london</loc>
    <lastmod>2017-08-22T14:43:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/sandringham-s-new-hire-to-boost-adviser-recruitment</loc>
    <lastmod>2017-08-23T09:15:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/tilney-snaps-up-chartered-financial-planner</loc>
    <lastmod>2017-08-23T10:07:39+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chartered-planner-warns-of-growing-iht-crackdown-by-hmrc</loc>
    <lastmod>2017-08-23T10:18:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/more-millennials-are-saving-and-not-opting-out-of-auto-enrolment</loc>
    <lastmod>2017-08-23T12:01:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/grandparents-hand-out-37bn-to-help-grandchildren</loc>
    <lastmod>2017-08-25T09:35:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/more-consumers-trust-ifas-than-robo-advice</loc>
    <lastmod>2017-08-25T08:12:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/paraplanning-community-mourns-loss-of-a-shining-light</loc>
    <lastmod>2017-08-24T08:24:06+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/upbeat-nucleus-pays-first-dividend-to-investors</loc>
    <lastmod>2017-08-24T09:21:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/beaufort-group-adds-notts-ifa-firm-to-partnership</loc>
    <lastmod>2017-08-25T09:58:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/gang-used-whatsapp-to-steal-allianz-customer-data</loc>
    <lastmod>2017-08-25T10:00:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/canada-life-acquires-retirement-advantage</loc>
    <lastmod>2017-08-25T10:54:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/supporters-raise-3k-following-death-of-top-paraplanner</loc>
    <lastmod>2017-08-29T08:07:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/talbot-and-muir-to-merge-sipp-and-ssas-businesses</loc>
    <lastmod>2017-08-29T09:54:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/wales-financial-planning-firm-to-expand-next-year</loc>
    <lastmod>2017-08-29T10:59:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/openwork-advisers-numbers-up-17-to-3-500</loc>
    <lastmod>2017-08-29T11:11:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/arnie-schwarzenegger-to-star-in-new-fca-campaign</loc>
    <lastmod>2017-08-29T11:56:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planning-firm-closes-office-for-month-to-go-remote</loc>
    <lastmod>2017-08-29T17:19:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planner-launches-new-book-on-living-a-full-life</loc>
    <lastmod>2017-08-30T07:52:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planners-to-attend-workshops-on-small-business-growth</loc>
    <lastmod>2017-08-30T10:12:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/investment-advisory-fees-are-rising-says-new-report</loc>
    <lastmod>2017-08-30T11:18:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/consumers-underestimate-elderly-care-costs-by-317-a-week</loc>
    <lastmod>2017-08-31T07:56:25+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/eq-s-positive-impact-portfolios-added-to-aviva-platform</loc>
    <lastmod>2017-08-31T09:08:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/parmenion-adds-to-growing-sales-team-in-the-north-east</loc>
    <lastmod>2017-08-31T10:07:02+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/82-of-advisers-have-adopted-cips</loc>
    <lastmod>2017-08-31T11:01:29+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/james-hay-s-wealth-arm-bucks-poor-parent-results</loc>
    <lastmod>2017-08-31T13:55:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/trainee-financial-planner-wins-2k-study-trip-to-south-africa</loc>
    <lastmod>2017-09-06T08:01:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fund-in-memory-of-star-paraplanner-reaches-nearly-4-400</loc>
    <lastmod>2017-09-14T08:55:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/partner-thanks-supporters-for-raising-4-4k-in-memory-of-gary</loc>
    <lastmod>2017-09-15T10:33:16+00:00</lastmod>
  </url>
</urlset>
