<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cashcalc-cashflow-to-integrate-with-hubwise</loc>
    <lastmod>2020-11-02T07:03:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bid-to-make-auto-enrolled-pensions-guidance-law</loc>
    <lastmod>2020-11-02T10:29:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/curtis-banks-completes-talbot-and-muir-takeover</loc>
    <lastmod>2020-11-02T11:03:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/1-in-3-over-55s-want-early-retirement-but-shun-advice</loc>
    <lastmod>2020-11-02T12:00:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hambi-joins-quilter-investors-as-ceo-and-cio</loc>
    <lastmod>2020-11-02T12:13:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/dynamic-planner-launches-new-cashflow-tool</loc>
    <lastmod>2020-11-03T06:35:40+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/close-brothers-launches-two-new-sustainable-funds</loc>
    <lastmod>2020-11-03T07:55:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/dwp-considers-bid-to-make-auto-pensions-guidance-law</loc>
    <lastmod>2020-11-03T08:26:04+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pfs-to-focus-on-building-sustainable-planning-profession</loc>
    <lastmod>2020-11-03T09:41:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pandemic-driving-investors-to-esg-says-aviva</loc>
    <lastmod>2020-11-03T10:18:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/third-of-new-retirees-still-supporting-family</loc>
    <lastmod>2020-11-04T07:56:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/sjp-to-help-ex-military-retrain-as-financial-planners</loc>
    <lastmod>2020-11-03T12:08:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/paradigm-norton-wins-chartered-firm-of-year-in-pfs-awards</loc>
    <lastmod>2020-11-03T17:07:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/platform-wealthtime-eyes-growth-after-private-equity-takeover</loc>
    <lastmod>2020-11-04T17:05:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-s-rathi-warns-no-quick-fix-for-levy-crisis</loc>
    <lastmod>2020-11-05T08:32:26+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/bank-of-england-holds-base-rate-and-injects-150bn-qe</loc>
    <lastmod>2020-11-05T08:47:43+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pandemic-leads-to-rise-in-saving</loc>
    <lastmod>2020-11-05T09:40:12+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/responsible-investment-fund-sales-hit-7-1bn</loc>
    <lastmod>2020-11-05T09:48:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-bans-3-financial-advisers-after-sex-offences</loc>
    <lastmod>2020-11-05T11:25:58+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/competition-regulator-tells-fnz-to-sell-gbst</loc>
    <lastmod>2020-11-05T12:28:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/sunak-extends-furlough-scheme-to-march</loc>
    <lastmod>2020-11-05T12:33:23+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/industry-execs-join-to-launch-financial-planner-business</loc>
    <lastmod>2020-11-06T06:23:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chartered-planner-hires-biz-director-for-growth-push</loc>
    <lastmod>2020-11-06T09:46:33+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/stm-adds-5m-to-takeover-war-chest</loc>
    <lastmod>2020-11-06T09:56:45+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fos-axes-128-staff-at-cost-of-3-1m</loc>
    <lastmod>2020-11-06T11:28:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fscs-declares-45-firms-in-default-during-lockdown</loc>
    <lastmod>2020-11-09T08:58:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fos-says-covid-19-related-complaints-top-10-000</loc>
    <lastmod>2020-11-09T10:31:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cii-narrows-gender-pay-and-pension-gaps</loc>
    <lastmod>2020-11-09T11:00:49+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/sjp-paraplanner-is-new-cisi-financial-planning-head</loc>
    <lastmod>2020-11-09T11:35:50+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chancellor-plans-uk-s-first-sovereign-green-bond</loc>
    <lastmod>2020-11-10T08:15:20+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ex-skandia-ceo-launches-ifa-consolidator</loc>
    <lastmod>2020-11-10T08:24:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/insurance-heavyweight-to-take-chair-at-brewin</loc>
    <lastmod>2020-11-10T08:37:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/women-need-to-work-past-100-to-match-male-pensions</loc>
    <lastmod>2020-11-10T10:37:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/quilter-urges-online-investment-scams-legislation</loc>
    <lastmod>2020-11-10T16:58:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cii-to-end-sps-gap-filling-option-for-advisers</loc>
    <lastmod>2020-11-10T16:44:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/tavistock-cuts-costs-as-it-readies-platform-launch</loc>
    <lastmod>2020-11-10T17:34:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/1-in-3-funds-offer-launch-discounts-of-up-to-47</loc>
    <lastmod>2020-11-11T09:41:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-see-four-fold-surge-in-professional-referrals</loc>
    <lastmod>2020-11-11T10:33:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-launches-court-action-after-investors-lose-30m-in-ucis</loc>
    <lastmod>2020-11-11T10:59:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/covid-19-fuels-boom-in-protection-insurance</loc>
    <lastmod>2020-11-12T07:14:31+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chancellor-commissioned-report-recommends-cgt-reform</loc>
    <lastmod>2020-11-12T08:31:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/investors-lose-657-4m-as-investment-fraud-rises-28</loc>
    <lastmod>2020-11-12T08:49:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/wealth-manager-dampens-excitement-on-gdp-figures</loc>
    <lastmod>2020-11-12T09:22:18+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/quilter-appoints-distribution-director-for-platform-business</loc>
    <lastmod>2020-11-12T11:15:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/brown-shipley-hires-julius-baer-exec-for-manchester-role</loc>
    <lastmod>2020-11-13T07:10:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-expects-significant-small-firm-failures</loc>
    <lastmod>2020-11-13T06:32:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/exclusive-fscs-clients-being-ripped-off-twice-over</loc>
    <lastmod>2020-11-13T08:40:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/retirees-47-000-better-off-after-financial-advice</loc>
    <lastmod>2020-11-16T06:31:09+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-pfs-videos-to-boost-finance-skills-for-pupils</loc>
    <lastmod>2020-11-13T11:01:54+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-drops-move-to-ban-platform-exit-fees</loc>
    <lastmod>2020-11-13T15:54:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/aviva-unveils-2-pension-focused-advice-services</loc>
    <lastmod>2020-11-16T09:27:17+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/canada-life-adds-14-brewin-dolphin-mps-funds</loc>
    <lastmod>2020-11-16T11:44:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fundamental-shift-in-clients-financial-plans-ifa-survey</loc>
    <lastmod>2020-11-16T12:16:41+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/savers-are-hit-by-slump-in-deposit-rates</loc>
    <lastmod>2020-11-17T06:37:42+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/inflows-at-afh-hit-by-pandemic</loc>
    <lastmod>2020-11-17T08:16:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/newsmakers-pfs-president-sarah-lord-on-levy-fees-crisis</loc>
    <lastmod>2020-11-17T08:34:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/women-miss-out-on-free-pension-guidance</loc>
    <lastmod>2020-11-17T08:52:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fairstone-acquires-home-counties-financial-planner</loc>
    <lastmod>2020-11-17T09:05:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/72-of-consumers-reject-paying-for-financial-advice</loc>
    <lastmod>2020-11-18T06:35:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/cpi-inflation-rises-from-0-5-to-0-7-in-october</loc>
    <lastmod>2020-11-18T10:56:16+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/kingswood-completes-3-45m-planner-firm-takeover</loc>
    <lastmod>2020-11-18T11:31:03+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/2-insurers-buy-morethan-owner-in-7-2bn-deal</loc>
    <lastmod>2020-11-18T12:15:13+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ex-quilter-chartered-planner-joins-tilney-exeter</loc>
    <lastmod>2020-11-18T12:25:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/ex-ifp-ceo-cann-writes-for-men-s-health-book</loc>
    <lastmod>2020-11-19T06:42:53+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/under-34s-leading-the-way-for-seeking-advice</loc>
    <lastmod>2020-11-19T08:06:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-report-drop-in-new-clients</loc>
    <lastmod>2020-11-19T08:16:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/autumn-sees-big-jump-in-pension-withdrawals</loc>
    <lastmod>2020-11-19T08:30:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/watchdog-fines-comparison-site-17-9m</loc>
    <lastmod>2020-11-19T08:43:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/brown-shipley-focuses-on-entrepreneurs-with-new-hire</loc>
    <lastmod>2020-11-19T09:24:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fos-reports-30-complaints-rise-due-to-covid-19</loc>
    <lastmod>2020-11-19T09:55:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fairstone-makes-5-4m-in-excess-payments-to-acquired-firms</loc>
    <lastmod>2020-11-19T16:49:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pension-scam-red-flags-high-in-october</loc>
    <lastmod>2020-11-20T07:57:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-to-raise-fees-for-new-firms</loc>
    <lastmod>2020-11-19T12:41:56+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/selectapension-teams-up-with-aegon-for-new-tool</loc>
    <lastmod>2020-11-20T06:44:28+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/hargreaves-founder-cashes-in-103m-stake</loc>
    <lastmod>2020-11-20T09:04:35+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/local-mp-backs-planners-fscs-levy-fight</loc>
    <lastmod>2020-11-20T10:14:47+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/kingswood-launches-us-brand-after-american-deal</loc>
    <lastmod>2020-11-23T09:07:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/openwork-mortgage-arm-to-launch-wealth-adviser</loc>
    <lastmod>2020-11-23T09:43:57+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/100-000-pension-transfers-may-need-top-up</loc>
    <lastmod>2020-11-23T10:31:01+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/new-social-impact-trust-aims-to-raise-100m</loc>
    <lastmod>2020-11-23T11:38:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-fines-fx-firm-3-4m-for-misleading-clients</loc>
    <lastmod>2020-11-24T07:55:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/planners-split-on-best-retirement-income-strategies</loc>
    <lastmod>2020-11-24T08:08:55+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/soaring-pi-costs-kill-off-adviser-network-firm</loc>
    <lastmod>2020-11-24T08:45:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/third-of-britons-have-never-reviewed-retirement-savings</loc>
    <lastmod>2020-11-24T09:42:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/couples-fail-to-seek-retirement-planning-advice</loc>
    <lastmod>2020-11-24T09:56:36+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/heartwood-rebrands-to-handelsbanken-wealth</loc>
    <lastmod>2020-11-24T10:03:51+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/newsmakers-iwp-s-david-inglesfield-on-future-plans</loc>
    <lastmod>2020-11-25T07:08:32+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/financial-planners-covid-19-tech-revolution</loc>
    <lastmod>2020-11-25T06:23:08+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fscs-levy-to-rise-as-claims-surge-by-38</loc>
    <lastmod>2020-11-25T10:15:27+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/brewin-reports-financial-planning-income-up-20</loc>
    <lastmod>2020-11-25T12:20:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/58-of-advisers-struggling-to-add-new-clients</loc>
    <lastmod>2020-11-25T12:44:37+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chancellor-freezes-public-sector-pay-amid-grim-forecasts</loc>
    <lastmod>2020-11-25T13:58:22+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chancellor-to-axe-rpi-but-not-until-2030</loc>
    <lastmod>2020-11-25T15:08:48+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/state-pension-to-rise-by-2-5-in-april</loc>
    <lastmod>2020-11-25T16:38:59+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/avellemy-appoints-graham-bentley-as-chairman</loc>
    <lastmod>2020-11-26T08:28:11+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/advisers-crucial-to-help-women-close-pension-gap-platform</loc>
    <lastmod>2020-11-26T09:38:00+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/iwp-acquires-bishop-armstrong-financial-planning</loc>
    <lastmod>2020-11-26T09:54:21+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/aviva-dividend-falls-by-a-third-as-revamp-continues</loc>
    <lastmod>2020-11-26T10:34:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/whitman-am-launches-first-fund</loc>
    <lastmod>2020-11-27T06:09:14+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/fca-to-regulate-pre-paid-funeral-plans-from-2022</loc>
    <lastmod>2020-11-27T08:53:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/unbiased-reveals-award-winning-advisers</loc>
    <lastmod>2020-11-27T09:22:44+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/family-office-buys-isle-of-man-fiduciary-iqe</loc>
    <lastmod>2020-11-27T09:32:46+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/standard-life-shifts-elevate-service-staff-to-fnz</loc>
    <lastmod>2020-11-27T12:16:15+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/pfs-welcomes-govt-boost-for-apprenticeships</loc>
    <lastmod>2020-11-27T12:27:52+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/parmenion-sale-moves-closer</loc>
    <lastmod>2020-11-30T08:21:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/lloyds-bank-cuts-new-ceo-salary-package-by-20</loc>
    <lastmod>2020-11-30T09:02:38+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/curtis-banks-pushes-up-sipp-fees</loc>
    <lastmod>2020-11-30T09:43:07+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/chartered-financial-planner-secures-bigger-hq</loc>
    <lastmod>2020-11-30T11:55:05+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/wh-ireland-snaps-up-chartered-planner-for-7-8m</loc>
    <lastmod>2020-11-30T12:36:10+00:00</lastmod>
  </url>
  <url>
    <loc>https://www.financialplanningtoday.co.uk/news/vanguard-adds-drawdown-option-to-personal-pension</loc>
    <lastmod>2020-11-30T18:39:55+00:00</lastmod>
  </url>
</urlset>
