Financial Planners expect little impact from the Government’s plans to move England into tougher Coronavirus pandemic restrictions.

Two in three advisers say that Covid-19 variants, including the Omicron variant, present the biggest threat to business in 2022.

Practitioners say that overall the FCA handled the pandemic well, according to an independent survey.

The Financial Ombudsman Service has seen a 30% increase in complaints about “authorised” payment scams in the second quarter of this financial year compared to the same period last year.