Just 45% of Financial Planners feel positive about prospects over the coming 12 months, with 23% feeling negative, according to the survey.

While last year just over half of our readers were feeling positive about the profession’s prospects, in 2021, despite the pandemic, 86% of Financial Planners were positive.

The latest survey also saw clients expressing concern to their planners.

About half (45%) of readers said they have had clients contact them this year with cost-of-living concerns or worries about having insufficient income in retirement.

Clients close to or in retirement were those most likely to be sharing concerns with their Financial Planners.

You can read the results of our annual Financial Planning profession survey in the latest edition of Financial Planning Today magazine (Sept-Oct issue).

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• Reader Survey was carried out by Financial Planning Today between Aug and Sept. 169 readers took part and completed a detailed questionnaire online.