The total amount consists of £42.5m in senior and junior loans from Macquarie Bank and £4.8m in senior debt from Royal Bank of Scotland.
The proceeds of the debt issuance were used to repay an earlier mezzanine debt facility.
Andrew Fisher, chief executive of Towry, said: "The new lending facilities that we announce today significantly reduce our financing costs and provide a sound capital structure for further expansion of the company.

"Our finance team has put in an exceptional amount of work in order to secure these loans, which we believe will help us to achieve our ambition of becoming the leading firm of wealth advisers in the UK."
The firm currently has £4.6bn of assets under management with over 25,000 clients. It posted revenues in 2011 of £84.2m.
Earlier this year, Towry lost its High Court battle against Raymond James and seven Raymond James advisers.
Towry took the group to court for breach of restrictive coventant, misuse of confidential information and conspiracy to injure Towry after several Edward Jones advisers left the firm, which had been acquired by Towry, to join Raymond James.