Two in three advisers say that Covid-19 variants, including the Omicron variant, present the biggest threat to business in 2022.

Practitioners say that overall the FCA handled the pandemic well, according to an independent survey.

The Financial Ombudsman Service has seen a 30% increase in complaints about “authorised” payment scams in the second quarter of this financial year compared to the same period last year.

When a client meets with a Financial Planner they want to feel that their life is special.