It may have escaped your notice but the end of February marks the 30^th anniversary of the first SIPP being established.

Midnight on 31 December 2019 saw me enter my sixth decade of working in the pensions industry.

As we approach the end of another decade I have been reflecting on a subject dear to my heart – the evolution of the SIPP market.

I ended my last commentary by expressing concern for all senior managers working with SIPPs – whether as a provider or adviser – given the ongoing regulatory uncertainty particularly around the responsibilities for investment due diligence.