Financial Planners play a unique role in the lives of their clients for many years so, for clients, losing their planner due to retirement or business exit, can be a challenging and disconcerting time.

There is little doubt that the pandemic, followed by the cost of living crisis, has turned retirement planning on its ahead.

The soaring cost of regulation came home with a thump with a report this week from the FCA that its average salary is now over £71,000 a year - more than double the mean UK average.

Now the dust is beginning to settle on the election, Labour has to turn to the serious work of implementing its manifesto promises.