News this week that life expectancy in most of the UK has fallen for the last couple of years has raised a few eyebrows and also got me thinking about the impact of this on all sorts of major financial services issues, the State Pension being one.
Read more ...Editor’s Comment: FCA must get ‘naming and shaming’ right
- Monday, 18 November 2024
- Articles
It’s no secret that the FCA has come in for flak over it’s naming and shaming enforcement plans and it’s no surprise it has decided to dilute them as a result. But should it be backing off?
Read more ...Editor’s Comment: Embracing the ’Tik Tok’ generation
- Thursday, 28 March 2024
- Articles
It was good to see a new Financial Planning initiative this week to reach the so-called TikTok generation.
Read more ...Editor’s Comment: A new age for pensions is needed
- Thursday, 28 March 2024
- Articles
I have to confess I was quite pleased this week when Aegon pension sage Steven Cameron raised an issue that many have neglected: the fairness of the State Pension.
Read more ...Editor’s Comment: A costly legacy of firm failure
- Thursday, 28 March 2024
- Articles
It’s been a bad week for some adviser firms with no fewer than seven being declared as failed or under investigation by the Financial Services Compensation Scheme.
Read more ...Editor’s Comment: The generation game
- Friday, 02 February 2024
- Articles
There’s been a lot of coverage lately on how older generations, particularly the better off and HNW clients, are helping out younger generations by funnelling cash to hard-pressed family members.
Read more ...Editor’s Comment: Say hello to blended retirement
- Friday, 02 February 2024
- Articles
There is no doubt in my mind that retirement planning is changing in unexpected ways. Whether it is changing for good or just adapting to a post-Covid, high cost of living world remains to be seen.
Read more ...Editor’s Comment: A cold shiver…
- Friday, 02 February 2024
- Articles
I suspect a cold shiver went down many the backs of many at the larger adviser firms this week with news that the FCA is asking for details of their ongoing charges.
Read more ...Editor’s Comment: A duty to think again
- Friday, 02 February 2024
- Articles
As the next stage of the FCA's Consumer Duty looms in July - when legacy products and sales will be included - some new research suggests the Duty may be rather more of a burden on Financial Planners and advisers than first thought.
Read more ...Editor’s Comment: Can the SJP 'empire' strike back?
- Friday, 02 February 2024
- Articles
It’s been a torrid week for wealth manager St James’s Place and senior figures could be forgiven for reaching for the Scotch this weekend. Trebles I suspect.
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