There was worrying news this week that pension drawdown users are taking out far too much cash from their pensions.
Read more ...Editor’s Comment: Many drawdown users facing cash catastrophe
- Friday, 26 September 2025
- Articles

Editor’s Comment: Time to focus on 'fun' and not 'funds'?
- Friday, 26 September 2025
- Articles

I attended the CISI Financial Planning Conference in Windsor this week and I can report that, despite all the challenges, the mood, or the vibe as many call it these days, was a good one.
Read more ...Editor’s Comment: Why IHT windfalls are no longer reliable
- Friday, 19 September 2025
- Articles

I was intrigued and more than a little worried this week by a report about consumer expectations of an inheritance windfall. It turns out many millions see an inheritance windfall as almost guaranteed.
Read more ...Editor’s Comment: The old age premium
- Friday, 05 September 2025
- Articles

There are some intriguing demographic changes coming down the road in terms of longevity which government policymakers - and Financial Planners - will have to take on board.
Read more ...Editor’s Comment: Is the Great Wealth Transfer under threat?
- Friday, 22 August 2025
- Articles

For at least the past 10 years, the wealth management and Financial Planning sectors have talked about the 'Great Wealth Transfer' but I’m beginning to wonder if much of that is under threat.
Read more ...Editor’s Comment: A duty to be concise
- Friday, 22 August 2025
- Articles

It appears that the Consumer Duty has resulted in several positive outcomes, however one thing it has failed to shift is the mountain of paperwork which still deluges most clients.
Read more ...Editor’s Comment: Investment barriers must be dismantled
- Monday, 18 August 2025
- Articles

Sasha Wiggins, the CEO of Barclays private banking and wealth management arm, has a job on her hands.
Read more ...Editor’s Comment: Progress on pensions but much more to do
- Friday, 08 August 2025
- Articles

Amid fears this week about Chancellor Rachel Reeves raiding pensions to plug tax gaps, there was better news on the State Pension for women.
Read more ...Editor’s Comment: Pension knowns and worrying unknowns
- Friday, 01 August 2025
- Articles

Back in 2002 Donald Rumsfeld, US Secretary of Defence, coined a phrase which has been repeated a million times since but I’m increasingly wondering whether it could be applied to UK pensions and ultimately financial advice (or rather lack of it).
Read more ...Editor’s Comment: Profession faces decline without new blood
- Saturday, 26 July 2025
- Articles

I attended the launch in central London this week of the Personal Finance Society’s £1m drive to find new blood for the profession and tackle the worrying long-term decline in new entrants. It was a sobering morning.
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