There has been a wave of stories recently suggesting that people are pushing back their retirement or opting for a ‘phased’ retirement due to the cost of living crisis.

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While reading through the Autumn Statement changes this week I was reminded of one of the most famous songs from the 1964 Disney movie Mary Poppins: A Spoonful of Sugar (Makes the Medicine go down).

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News late this week that personalised financial guidance is to move a step closer has left me in two minds but I’m not opposed in principle to the idea, for reasons I’ll explain.

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There is no getting away from the fact that 2023 will be a very busy year for Financial Planners and that, despite the grim economic backdrop, there are some positive signs. 

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Sometimes close family members fall out - just ask Princes Harry and William.

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Sometimes it’s the lesser stories of the week which make you think the most. 

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Many pundits have put forward the view that the Financial Planning sector has been little affected by the cost of living crisis and economic uncertainty.

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The year has not started well for the adviser sector with nearly a dozen firms already declared as failed by the Financial Services Compensation Scheme.

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