The news announced last week that Liberty SIPP Limited had entered administration should have come as no surprise following recent determinations by the Financial Ombudsman (FoS).

The events of the last few weeks have impacted just about every aspect of everyday living – including the world of pensions.

It may have escaped your notice but the end of February marks the 30^th anniversary of the first SIPP being established.

Midnight on 31 December 2019 saw me enter my sixth decade of working in the pensions industry.