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Number of EU HNW individuals fell by 3.9% between 2010 and 2012
Global HNWI population reaches record high of 12m people
Wealthy are most likely to be scam victims
HNW clients paying £10k a year to family members
HNW clients failing to use extra pension allowances
Royal London ups underwriting limits for HNW clients
89% of HNWIs have delayed 'major life decisions'
96% of HNWIs underestimate their retirement needs
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