The overall proportion of clients with high levels of vulnerability has decreased over the past year, according to research by fintech Dynamic Planner.

The Consumer Duty Alliance, the not-for-profit industry group supporting advisers with their Duty commitments, has called for the FCA to issue more sector-specific guidance on vulnerability.

We are often told that the only certainties in life are death and taxes. While that may be true, you cannot easily discern that truth from the policies and actions of many product providers.