As the Chair of AMPS, I dread the day that the Financial Ombudsman Service complaints data is published.
Read more ...Editor’s Comment: Has a gap in regulation left 14,000 adrift?
- Thursday, 07 February 2019
- Comment

A worrying case reported on last week by Financial Planning Today and widely read will reverberate for some time to come - and not in a good way.
Read more ...Editor’s Comment: Why auto-enrolment faces risks ahead
- Thursday, 07 February 2019
- Comment

Pensions auto-enrolment has been one of the few, consistent bright spots in the UK pensions market over the past decade. But with higher contributions on the way soon the DWP will need to keep a close eye to ensure that the wheels on the trolley don’t come off.
Read more ...Editor’s Comment: Schroders Personal Wealth - friend or foe?
- Thursday, 07 February 2019
- Comment

I’m finding it difficult to decide whether the new Schroders Personal Wealth Financial Planning business announced this week, a joint venture between fund manager Schroders and Lloyds Bank, will augur well for the Financial Planning profession.
Read more ...Bamford: ‘FSCS is a giant regulatory train wreck’
- Tuesday, 05 February 2019
- Comment

I like to think of myself as a fairly laid back guy. Relatively few things in this life make me angry.
Read more ...Editor’s Comment: Are bad apples spoiling Financial Planning?
- Friday, 18 January 2019
- Comment

Financial Planners and advisers sometimes believe themselves to be part of an entirely honourable profession. The facts suggest otherwise but are a few bad apples ruining the whole bunch?
Read more ...Editor’s Comment: Ticking off for regulators is a sticking plaster
- Friday, 18 January 2019
- Comment

The lessons from the British Steel Pension Scheme debacle will reverberate for a long time but I wonder if the recent criticism of the regulators is just another knee-jerk response to a financial mess which could well be repeated.
Read more ...Nicola Watts: Why goal-setting is critical in Financial Planning firms
- Wednesday, 16 January 2019
- Comment

Well, who can believe that we’re already two weeks into 2019, and if the new year is going to continue at this pace, we’ll be at Christmas again, we’ll be wondering where the year went and why didn’t we get done all the things that we hoped to achieve.
Read more ...Nicola Watts: The power of Financial Planning
- Wednesday, 16 January 2019
- Comment

A recent meeting with a client really brought it home to me the impact that we, as Financial Planners, can have on our clients.
Read more ...Nicola Watts: Financial Planning fees are confusing for clients
- Wednesday, 16 January 2019
- Comment

A recent experience with a prospective client really brought home to me how confusing adviser charges must be for Joe Public. With so many companies offering so many different services and with such varying charges, how are clients really able to compare charges and what they’re going to get for those charges?
Read more ...