I’m really happy to be part of the executive driving the new Initiative for Financial Wellbeing.

I spent this half term in Poland with my youngest daughter who is studying philosophy and ethics and thought that she ought to visit a concentration camp to better understand some of her studies.

I got back recently from a holiday in Central America. I learned to scuba dive in the Bay Islands of Honduras and then flew north to explore Guatemala. A wonderful experience all round.

I’m annoyed about this! About it being all about us in the profession, apparently failing to address this crucial issue of the advice gap.