More than 5m people have fallen victim to a financial scam since the Covid-19 pandemic or know someone who has.

A new report on retirement income has revealed that 15% of people are still working past 65 with many concerned they have enough income to retire completely.

The case for reform of the Pension Freedoms is growing with news this week that hundreds of thousands of consumers are taking money out of pensions and most likely shovelling it into low interest bank accounts.

What a difference a couple of weeks can make. In my last article I asked just what is “fair and reasonable” in the context of recent Financial Ombudsman’s (FoS) determinations relating to SIPPs and specifically referred to one recent decision involving Liberty SIPP Limited.