Financial adviser delegates have identified the biggest threats to their businesses as being large product providers going direct to clients and robo advice.

Technology such as self driving cars and robo-advisers will gain the public’s trust increasingly as people become accustomed to them, a financial tech firm boss believes.

People are deeply sceptical about robo-advice and prefer human financial advisers, research has indicated.

Robo-advisers could be looking to buy out retiring IFAs to gain their clients, a report says.