In the race to rebrand, go digital, attract private equity, embrace artificial intelligence, adopt ESG - and all the other modern trends - it’s often forgotten that what really matters to most clients is for their provider or adviser to be around for the long term.

There is a lot more to Financial Planning than adding up numbers or inputting data into a cashflow modeller.

There are certain stages in life when Financial Planning advice is vitally important and one of those periods is the years leading up to retirement.

A good financial plan will always need regular updating to stay on track as Financial Planners know, even if clients do not always appreciate this.