Doctors do it, dentists do it, even lawyers do it, so why doesn't everyone do it and put property into a pension? Sally Hamilton looks at the pros and cons of investing in commercial property via a Sipp and the sector's latest developments.
Tuesday, 29 January 2013 15:06 Written by Don't delete
Each month Financial Planner questions a leading figure in Financial Planning. This month we speak to Noel Maye, chief executive of the global Financial Planning Standards Board.
The Financial Services Authority recently released its consultation paper on Sipps which may have major consequences for providers' capital adequacy requirements.
The minimum amount firms are required to hold would increase from £5,000 to £20,000 and could be even higher for firms which hold "risky" assets.
Tuesday, 29 January 2013 14:45 Written by Don't delete
Now the RDR has arrived, many Financial Planners may be thinking about value-added services for their clients. George Kinder of The Kinder Institute explains what his Life Planning approach offers.
Tuesday, 29 January 2013 14:32 Written by Don't delete
Thomas and Thomas' Darren Lloyd Thomas CFPCM reflects on a couple approaching retirement who had a lack of organisation and needed a "second opinion" on their finances.
Monday, 07 January 2013 12:43 Written by Don't delete
Consistent investment returns and carefully balanced portfolios are usually at the heart of a solid Financial Plan but how will markets fare in 2013 and beyond? Laura Dew asks the experts for their views.
Monday, 07 January 2013 12:07 Written by Don't delete
In this edition of Technical Update Harry Kerr of Avalon Investment takes a look at the rise of the Discretionary Fund Managers (DFMs) in the run up to the Retail Distribution Review and explores the benefits of using a wrap platform.
Monday, 07 January 2013 11:52 Written by Don't delete
Each month Financial Planner interviews a leading Financial Planner to ask him or her to share best practice from their business. This issue we talk to IFP Vice-President Alan Dick CFPCM of FortyTwo Wealth Management in Glasgow.
Monday, 07 January 2013 11:44 Written by Don't delete
Matthew Howard of Guardian Wealth Management reflects on a case involving a wealthy international client whose poorly-performing investment portfolio undermined his long-term goals.
Wednesday, 28 November 2012 16:26 Written by Don't delete
Staff writer Laura Dew looks at how the financial advice sector is likely to change under the impact of the RDR changes in 2013 and what the SPS deadlines entail.
In this edition of Technical Update we look at platform pricing and the future for Financial Planners' fees in this context. Most experts believe that effective use of an investment platform can result in significant administration and cost efficiencies. This can lead to more efficient administration of client investments and is often seen as one of the key benefits of platforms.
With RDR imminent how ready is the platform market for the changes it will bring? Rob Kingsbury spoke to platform providers and Financial Planners about the issues they see affecting the market in the future.
Wednesday, 28 November 2012 15:58 Written by Don't delete
Kusal Ariyawansa CFPCM reflects on a case involving a business owner who was initially reluctant to take advice and how he convinced him of the benefits to be gained from a Financial Planning approach.
Wednesday, 28 November 2012 12:44 Written by Don't delete
Each month Financial Planner interviews a leading Financial Planner to ask them to share their best practice secrets from their business. This month we talk to Keri Carter CFPCM of Broadway Financial Planning in the Cotswolds.