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(3 votes)

Although I fell into Financial Planning by chance, as soon as I understood the profession and the various roles I knew that my goal was to be a Financial Planner.

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I've had many conversations with Financial Planners and explained the importance of niche marketing, along with all of the benefits of picking a particular type of client to work with.

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Midnight on 31 December 2019 saw me enter my sixth decade of working in the pensions industry.

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Just before Christmas I suggested that the FCA needed a new direction post-Bailey. It may already have found one although it is clearly not the direction everyone wants.

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I love this time of year. It’s a time for reflection and opportunity. It’s a time for resolutions and goal setting, with January viewed by many as a clean slate.

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The appointment of Andrew Bailey as the new Bank of England Governor today came as little surprise but it does open to door to opportunities for a new direction for the FCA.

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The euphoria following a landslide election victory is probably not the best time to make long-term investment decisions and I’m sure many planners will have treated today as business as usual, partly because many of the fundamentals are the same as last week.

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As we approach the end of another decade I have been reflecting on a subject dear to my heart – the evolution of the SIPP market.

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Bristol-based Financial Planning firm Paradigm Norton became the latest firm this week to launch its own academy, this time a twist on the more general initiatives with a ‘Leadership Academy’ in partnership with University of the West of England.

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As we near the end of the second decade of the 21st century, it’s fair to say the technological advances so far this century have been astonishing.

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