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It won’t have escaped the attention of those of us in the industry that the Financial Conduct Authority has made changes to the FCA Register, removing the name of all those in customer facing roles (except where they hold a senior management function).   

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I’m really happy to be part of the executive driving the new Initiative for Financial Wellbeing.

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(3 votes)

Although I fell into Financial Planning by chance, as soon as I understood the profession and the various roles I knew that my goal was to be a Financial Planner.

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I've had many conversations with Financial Planners and explained the importance of niche marketing, along with all of the benefits of picking a particular type of client to work with.

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Midnight on 31 December 2019 saw me enter my sixth decade of working in the pensions industry.

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Just before Christmas I suggested that the FCA needed a new direction post-Bailey. It may already have found one although it is clearly not the direction everyone wants.

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I love this time of year. It’s a time for reflection and opportunity. It’s a time for resolutions and goal setting, with January viewed by many as a clean slate.

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The appointment of Andrew Bailey as the new Bank of England Governor today came as little surprise but it does open to door to opportunities for a new direction for the FCA.

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The euphoria following a landslide election victory is probably not the best time to make long-term investment decisions and I’m sure many planners will have treated today as business as usual, partly because many of the fundamentals are the same as last week.

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As we approach the end of another decade I have been reflecting on a subject dear to my heart – the evolution of the SIPP market.

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