Cash is still king of the ISA pack 20 years after the tax free accounts were introduced.

More than one in three regular savers has avoided investing because there are too many funds to choose from, they say.

The annual charges on AJ Bell’s range of six passive multi-asset funds have been cut to 0.35%.

VitalityInvest has launched two new funds in partnership with Investec Bank, in their new Protector Fund range, that it says will offer advisers more diverse opportunities for growth and returns for their clients.