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If you’d told me 10 years ago that Paraplanners would don warpaint once a year and happily gather to chew over technical issues in a giant teepee in Northants I might have suggested you’d been smoking the peace pipe a bit too long.

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Until now Financial Planners have treated the threat from robo-advisers as a limited one - and they have been right to do so - but that attitude may need to change, according to a recent report.

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(2 votes)

Starting is hard. Starting from scratch with a blank canvas is surprisingly scary and suddenly every distraction known to man is much more exciting. How you start isn’t irrelevant, but that you do start is crucial.

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There is a common mis-conception that Defined Benefit transfers are the scourge of society, an inherent evil that must be stamped out. This is far from true.

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Will you still need me, will you still feed me. When I'm 64.” 

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The move to Strong Customer Authentication in the online financial world is a topic few are getting excited about but it will change life profoundly for most people in the UK.

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Over the years I’ve reviewed countless pages of pensions related regulatory and technical consultation papers, discussion papers, green papers, white papers, policy statements etc. 

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It was good to see the Guidance Consultation from the FCA on the fair treatment of vulnerable clients that has recently been published.

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Over the past 10 years I’ve seen too many governments treat pension savers, particularly middle to high earner, as tax-dodging lepers.

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The retirement outcomes review continues to cause fun and games in the world of pensions. Particularly for those with more complex pension products.

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