If you’d told me 10 years ago that Paraplanners would don warpaint once a year and happily gather to chew over technical issues in a giant teepee in Northants I might have suggested you’d been smoking the peace pipe a bit too long.
Until now Financial Planners have treated the threat from robo-advisers as a limited one - and they have been right to do so - but that attitude may need to change, according to a recent report.
Starting is hard. Starting from scratch with a blank canvas is surprisingly scary and suddenly every distraction known to man is much more exciting. How you start isn’t irrelevant, but that you do start is crucial.
There is a common mis-conception that Defined Benefit transfers are the scourge of society, an inherent evil that must be stamped out. This is far from true.
The move to Strong Customer Authentication in the online financial world is a topic few are getting excited about but it will change life profoundly for most people in the UK.
Over the years I’ve reviewed countless pages of pensions related regulatory and technical consultation papers, discussion papers, green papers, white papers, policy statements etc.
It was good to see the Guidance Consultation from the FCA on the fair treatment of vulnerable clients that has recently been published.
Over the past 10 years I’ve seen too many governments treat pension savers, particularly middle to high earner, as tax-dodging lepers.
The retirement outcomes review continues to cause fun and games in the world of pensions. Particularly for those with more complex pension products.
I’m not good at everything. Despite my prevalence for slightly too much bravado and confidence, I’m reminded often of my limitations.
The latest Investment Association figures, covering fund sales in the second quarter, reveal some interesting movements but also highlight the blunders mainstream investors make over and over again due to the herd instinct.
I’m annoyed about this! About it being all about us in the profession, apparently failing to address this crucial issue of the advice gap.
As a firm, I’m delighted that my firm has this month signed up to the Women in Finance Charter, committing to supporting the progression of women into senior roles.